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How to Get a Personal Loan Without a Salary Slip in India
Introduction In today’s financial landscape, self-employment is no longer a roadblock to securing a personal loan. Whether you’re a freelance designer, small business owner, or independent consultant, there are plenty of options available. However, getting a personal loan for self-employed individuals requires some extra groundwork. Let’s explore the eligibility, required documents, interest rate factors, and smart ways to boost your approval chances. Can a Self-Employed Per

Admin
Oct 133 min read
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How the Underwriting Process in Personal Loans Works
Introduction When you apply for a personal loan , the approval doesn’t happen instantly behind the scenes—it goes through a detailed evaluation known as the underwriting process in personal loan . This crucial step determines whether you're eligible for the loan, how much you can borrow, and what interest rate you’ll be offered. In this blog, we will simplify what underwriting means, why it matters, and what rules and steps lenders follow to approve your loan application. Wha

Admin
Oct 134 min read
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How to Claim Tax Deductions on Personal Loan Interest
Introduction Personal Loans are one of the most flexible financial products available today. They come with no end-use restrictions,...

Admin
Sep 94 min read
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How APR vs Interest Rate Shapes Your Personal Loan Cost
Introduction Understanding the difference between APR vs interest rate is essential when you shop for a personal loan. While the...

Admin
Sep 92 min read
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What to Check Before Applying for a Loan Against Property
Introduction A Loan Against Property (LAP) Â is a secured loan where you pledge a residential, commercial, or industrial property as...

Admin
Aug 73 min read
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What Is the Ideal CIBIL Score to Get a Loan Against Property?
Introduction When you're planning to unlock the value of your property and raise funds, a Loan Against Property  is one of the most...

Admin
Aug 43 min read
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Why Professional Loans Are a Smarter Choice Than Personal Loans
Introduction For self-employed professionals such as doctors, chartered accountants, architects, and lawyers, managing finances for...

Admin
Jul 23 min read
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What Is Hallmarked Gold and Why It Matters?
Introduction Gold is more than just a precious metal in India—it’s an emotion. Whether you’re investing for the future, buying for a...

Admin
Jul 23 min read
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Everything You Need to Know About the CIBIL Score 2025 Updates
Introduction The CIBIL score 2025 Â brings key enhancements aimed at greater transparency, faster updates, and fairer evaluations. As you...

Admin
Jul 23 min read
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What Does OCR Amount Mean in a Home Loan?
Introduction: Why You Need to Understand the OCR Amount Buying a home is one of the biggest financial commitments you'll ever make. With...

Admin
Jun 104 min read
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Comparing Loan Against Property and Cash Credit
Introduction In India’s thriving entrepreneurial ecosystem, MSMEs (Micro, Small, and Medium Enterprises)  play a crucial role in...

Admin
Jun 103 min read
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What Is Business Finance and How It Can Unlock Growth Potential
Introduction No matter the size or nature of your enterprise, one thing remains constant — finance is the backbone of every business ....

Admin
May 174 min read
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Why Paying Your EMIs On Time Matters More Than You Think
Introduction Paying your EMIs (Equated Monthly Installments) on time might seem like just another routine task — but it holds far more...

Admin
May 173 min read
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Pros and Cons of Short Term Loans for Taxes Explained
Introduction Facing a heavy tax bill without enough cash on hand can throw even the strongest businesses into panic mode.When cash flow...

Admin
Apr 284 min read
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The Pros and Cons of Using Personal Assets as Business Loan Collateral
Introduction When entrepreneurs chase their business dreams, funding often becomes a key hurdle. One common solution lenders offer is...

Admin
Apr 284 min read
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How Insurance Protects the MSME Sector from Financial Risks
Introduction The insurance for MSME sector  is no longer a luxury—it’s a necessity. Micro, Small, and Medium Enterprises (MSMEs) form the...

Admin
Apr 173 min read
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What Are the Requirements for Getting an MSME Loan?
Introduction With small businesses powering India’s economic growth, access to timely finance becomes critical. That's where MSME loans...

Admin
Apr 174 min read
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The Complete Guide to Startup Business Loans in India
Starting a business requires not just a great idea but also sufficient funding to bring it to life. A startup business loan  is one of...

Admin
Feb 224 min read
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The Complete Guide to Getting a Wedding Loan in India
Weddings in India are extravagant affairs, often requiring significant financial investment. From venue bookings to catering, décor, and...

Admin
Feb 224 min read
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A Consumer Guide to Identifying Loan Fraud
Loan fraud has become a growing concern as scammers use sophisticated tactics to deceive borrowers. Whether you are applying for a...

Admin
Feb 224 min read
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